Life


Friday, September 27, 2013

Meals for less than $33.45 a week (SNAP)...

I'm going to start this post off with this disclaimer- I am not getting politically involved in the following subject nor have I or will I choose sides on this subject. I am maintaining myself as a politically neutral observer of events and facts. I plan on keeping this post neutral and putting any personal feelings I have on this subject aside, so if anyone decides to comment on this post (which occasionally happens on the site), I request the same of the posters. I do not like the nasty and negative comments that I often see associated with articles on the internet. If any comments like that happen, I will be removing any negative comments. Positive comments and suggestions on how to eat healthy foods and save money are always welcome.

With that in mind...There has been a lot in the news recently about government food benefits. According to this USDA SNAP link (http://www.fns.usda.gov/pd/18SNAPavg$PP.htm), the average SNAP benefit per person per month in the U.S. was $133.41 for the FY 2012. This is an average, so obviously some states have higher averages and some have lower. That averages out to about $33.45 a week in food subsidies. CEO's and Celebrities alike have taken the challenge to see if they can live on the amount of food assistance for one week (obviously with their own money) and comment as to how hard it is. Some people say that it is not enough money, while others say that it is too much. To me, it is what it is. I do not get subsidies from the government. I manage. It presents to me a challenge to see if I can manage on less.

I wanted to see if it would be possible to come up with a menu for one week based on the average SNAP benefit of $33.45. Can one person REALLY live off of $33.45 a week for food? No junk food allowed. Although I don't necessarily agree with the USDA/Government guidelines for a healthy diet, those are the ones I followed regarding servings of food categories.

I live in an area where there are lots of Kroger stores. Kroger has become stingy with their coupon policies, but they do have lots of Manager's Specials available for around 50% off of retail (items that are close to expiration, dented packaging, end of season or redesigned packaging). I've noticed that the discount depends on the store (25%-75%) and the quantity of Manager's Specials depends on the location of the store. I'm a bargain shopper and I've spent lots of times honing this skill. Coupons are generally void for me because I shop around the edge of the grocery store and very seldom are coupons available to reduce the price of staple products. I went to a Kroger store to get prices. These prices were taken from a Kroger in Ohio and yes, I know prices vary be region and time of year. I have the breakdowns below as to what a serving is and how many should be had each day of each type of food. See the results below...

What is in a serving- 
http://www.heart.org/HEARTORG/Caregiver/Replenish/WhatisaServing/What-is-a-Serving_UCM_301838_Article.jsp
Grains: 1 slice of bread, 1 ounce of ready-to-eat cereal, 1/2 cup of cooked cereal, rice or pasta (about the size of a 1/2 baseball).
Vegetables: 1 cup of raw leafy vegetables (about the size of a small fist), 1/2 cup of other vegetables or 1/2 cup of vegetable juice.
Fruits: 1 medium fruit (medium is defined as the size of a baseball); 1/2 cup chopped, cooked or canned fruit; or 1/2 cup juice.
Meat, Poultry, Fish, Dry Beans and Nuts: 2 to 3 ounces of cooked lean meat, poultry or fish; 1/2 cup cooked dry beans; or 2 tablespoons of peanut butter.
Milk, Yogurt and Cheese: 1 cup of fat-free or low-fat milk or yogurt, 1 1/2 ounces fat-free or low-fat cheese.

Fruits a Day- Adult Women 1.5-2 cups (3-4 servings) and Adult Males 2 cups (4 servings)
http://www.choosemyplate.gov/printpages/MyPlateFoodGroups/Fruits/food-groups.fruits-amount.pdf
Veggies a Day- Adult Women 2-2.5 cups (4-5 servings) and Adult Males 2.5-3 cups (5-6 servings)
http://www.choosemyplate.gov/printpages/MyPlateFoodGroups/Vegetables/food-groups.vegetables-amount.pdf
Grains a Day- Adult Women 5-6 ounces (5-6 servings) and Adult Males 6-8 ounces (6-8 servings)
http://www.choosemyplate.gov/printpages/MyPlateFoodGroups/Grains/food-groups.grains-amount.pdf
Proteins a Day- Adult Women 5-5.5 ounces (3 servings) and Adult Males 5.5-6.5 ounces (3 servings)
http://www.choosemyplate.gov/printpages/MyPlateFoodGroups/ProteinFoods/food-groups.protein-foods-amount.pdf
Dairy- Adult Women 3 cups (3 servings) and Adult Males 3 cups (3 servings)
http://www.choosemyplate.gov/food-groups/dairy-amount.html

USDA Goal Total- 3-4 Fruits, 4-6 Veggies, 5-6 Grains, 3 Proteins and 3 Dairies

Shopping List (Prices are were taken from a Kroger in Southwestern Ohio on September 26, 2013- either normal or sale prices- no clearance prices for near expiration food)
  1. Bananas ($.39/lb)- $1.00/7 bananas= $.14/banana/serving
  2. Apples (3 lb bag=about $1.00/lb)- $3.00/9 apples= $.33/apple/serving
  3. Applesauce ($2.57/46 ounces)- $2.57/11-4 ounce servings=$.23/serving
  4. Grapes, Peaches, Plums, Nectarines and Pears ($.99/lb)- $.99/5-3.2 ounce servings= $.20/serving
  5. Carrots ($.69/lb)- $.69/5-3.2 ounce servings= $.14/serving
  6. Spinach/Romaine/Kale ($1.00/lb)- $1.00/5-3.2 ounce servings= $.20/serving
  7. Tomatoes ($.99/lb)- $.99/5-3.2 ounce servings= $.20/serving
  8. Onions ($.79/lb)- $.79/5-3.2 ounce servings= $.16/serving
  9. Frozen veggies ($1.00/bag 10-16 ounces each)- $1.00/4- 4 ounce servings= $.25/serving
  10. Tomatoes ($1.00/28 ounce can)- $1.00/7- 4 ounce servings= $.14/serving
  11. Brown rice ($1.40/2 lb bag)- $1.40/20-.25 cup dry servings= $.07/serving
  12. Wheat bread ($1.50/a loaf)- $1.50/24 servings= $.06/serving
  13. Pasta ($1.00/a box)- $1.00/8- 2 ounce servings= $.13/serving
  14. (Use 7 servings) Oatmeal ($2.50/42 ounce canister)-$2.50/30- .5 cup dry servings= $.08/serving
  15. Eggs ($1.50/dozen)- $1.50/12 servings= $.13/serving
  16. Peanut butter ($2.37/16 ounces)- $2.37/16- 2 TBS servings= $.15/serving
  17. Tuna 5 ounce can ($.79/can)- $.79/2 servings= $.40/serving
  18. Black, Kidney, Lima, Pinto, Navy, Great Northern, Red Beans ($1.39/1 lb bag)- $1.39/8-.25 cup dry servings= $.17/serving
  19. Lentils ($1.29/1 lb bag)- $1.29/8-.25 cup dry servings= $.16/serving
  20. Split Peas ($1.09/1 lb bag)- $1.09/8-.25 cup dry servings= $.13/serving
  21. Whole Milk ($2.49/gallon)- $2.49/16- 8 ounce servings= $.16/serving
  22. Cheese ($2.00/8 ounces)- $2.00/ 8- 1 ounce servings= $.24/serving
  23. Yogurt- $.50/serving (Yoplait 20 containers for $10)
  24. Mayonnaise ($3.19/30 ounces)- $3.19/60- 1 TBS servings= $.05/serving 
  25. Garlic $1/3 bulbs
Various Kitchen Staples:
  1. Wheat Flour- $2.69/5 lb bag
  2. White Wheat Flour- $2.79/5 lb bag
  3. White Flour- $1.79/5 lb bag
  4. Yeast (buy online- way cheaper than at the grocery store- $7/lb for SAF yeast on Amazon or $2.00 for three teaspoon size packets at the store)
  5. Sugar- $2.27/4 lb bag
  6. Salt- $.47/26 ounces
  7. Oil- $2.79/48 ounces
  8. Butter- $1.99/lb box
  9. Spices- $1.00/jar
  10. Apple Cider Vinegar- $3.69/gallon
  11. White Vinegar- $2.59/gallon
  12. Tea Bags- $2.49/100 tea bags (can be brewed twice $.01-$.02/cup)
Goal- $33.45 a week (One Person, One Week)
Day One-
  • Breakfast- Oatmeal ($.08), apple ($.33), banana ($.14) and cup of milk ($.16)= $.71
  • Lunch- Egg Salad Sandwich (1 egg, 2 slices of bread and 1 TBS Mayo= $.29), salad (1 serving each- spinach, tomato and carrot= $.54)= $.83
  • Dinner- Black bean soup (1 serving each- dried black beans, onion, canned tomato, frozen veggies and carrots= $.86), 2 Brown rice ($.14) and cheese ($.24)= $1.24
  • Snack- Yogurt ($.50), peanut butter ($.15) and grapes ($.20)= $.85
  • Total- $.71+$.83+1.24+$.85= $3.63
  • Total- 3 Fruits, 7 Veggies, 5 Grains, 3 Proteins and 3 Dairies
  • USDA Goal Total- 3-4 Fruits, 4-6 Veggies, 5-6 Grains, 3 Proteins and 3 Dairies
Day Two-
  • Breakfast- Oatmeal ($.08), apple ($.33), banana ($.14) and cup of milk ($.16)= $.71
  • Lunch- Black bean soup (1 serving each- dried black beans, onion, canned tomato, frozen veggies and carrots= $.86), 2 Brown rice ($.14) and cheese ($.24)= $1.24
  • Dinner- Egg Salad Sandwich (2 eggs, 2 slices of bread and 1 TBS Mayo= $.43), salad (1 serving each- spinach, tomato and carrot= $.54)- $.97
  • Snack- Yogurt ($.50), peanut butter ($.15) and grapes ($.20)= $.85
  • Total- $.71+$1.24+$.97+.85= $3.77
  • Total- 3 Fruits, 7 Veggies, 5 Grains, 4 Proteins and 3 Dairies 
  •  USDA Goal Total- 3-4 Fruits, 4-6 Veggies, 5-6 Grains, 3 Proteins and 3 Dairies
Day Three-
  • Breakfast- Oatmeal ($.08), apple ($.33), banana ($.14) and cup of milk ($.16)= $.71
  • Lunch-Tuna casserole (2 servings pasta, 1 serving each- tuna, frozen veggies, cheese and mayo and 1/2 milk serving= $1.28) and salad (1 serving each- spinach, tomato and carrot= $.54)= $1.82
  • Dinner- Lentil Soup (1 serving each- dried lentils, onion, canned tomato, frozen veggies and carrots= $.85) and 2 Brown rice ($.14)= $.99
  • Snack- Yogurt ($.50), peanut butter ($.15) and grapes ($.20)= $.85
  • Total- $.71+$1.82+$.99+$.85= $4.37
  • Total- 3 Fruits, 8 Veggies, 5 Grains, 3 Proteins and 3.5 Dairies 
  • USDA Goal Total- 3-4 Fruits, 4-6 Veggies, 5-6 Grains, 3 Proteins and 3 Dairies
Day Four-
  • Breakfast- Oatmeal ($.08), apple ($.33), banana ($.14) and cup of milk ($.16)= $.71
  • Lunch- Pasta and sauce (2 servings pasta, 1 serving canned tomato, carrots, onions and frozen veggies= $.95), cheese ($.24) and salad (1 serving each- spinach, tomato, carrot and egg= $.67)= $1.86
  • Dinner- Tomato Soup (2 servings canned tomato, 1 serving each carrot, onion, frozen veggies and milk= $.99) and Tuna salad sandwich (1 tuna, 2 slices of bread and 1 TBS Mayo= $.57)= $1.56
  • Snack- Yogurt ($.50), peanut butter ($.15) and grapes ($.20)= $.85
  • Total- $.71+$1.86+1.56+$.85= $4.98
  • Total- 3 Fruits, 12 Veggies, 5 Grains, 3 Proteins and 4 Dairies 
  • USDA Goal Total- 3-4 Fruits, 4-6 Veggies, 5-6 Grains, 3 Proteins and 3 Dairies
Day Five-
  • Breakfast- Oatmeal ($.08), apple ($.33), banana ($.14) and cup of milk ($.16)= $.71
  • Lunch- Tomato Soup (2 servings canned tomato, 1 serving each carrot, onion, frozen veggies and milk= $.99) and Egg salad sandwich (1 egg, 2 slices of bread and 1 TBS Mayo= $.30)= $1.29
  • Dinner- Tuna casserole (2 servings pasta, 1 serving each- tuna, frozen veggies, cheese and mayo and 1/2 milk serving= $1.28) and salad (1 serving each- spinach, tomato and carrot= $.54)= $1.82
  • Snack- Yogurt ($.50), peanut butter ($.15) and grapes ($.20)= $.85
  • Total- $.71+$1.29+$1.82+$.85= $4.67
  • Total- 3 Fruits, 9 Veggies, 5 Grains, 3 Proteins and 4.5 Dairies 
  • USDA Goal Total- 3-4 Fruits, 4-6 Veggies, 5-6 Grains, 3 Proteins and 3 Dairies
Day Six-
  • Breakfast- Oatmeal ($.08), apple ($.33), banana ($.14) and cup of milk ($.16)= $.71
  • Lunch- Black bean soup (1 serving each- dried black beans, onion, canned tomato, frozen veggies and carrots= $.86), 2 Brown rice ($.14) and cheese ($.24)= $1.24
  • Dinner- Stir Fry (2 eggs, 2 brown rice and one serving each of onion, carrots, spinach and frozen veggies= $1.15
  • Snack- Yogurt ($.50), peanut butter ($.15) and grapes ($.20)= $.85
  • Total- $.71+$1.24+$1.15+$.85= $3.95
  • Total- 3 Fruits, 8 Veggies, 5 Grains, 4 Proteins and 3 Dairies 
  • USDA Goal Total- 3-4 Fruits, 4-6 Veggies, 5-6 Grains, 3 Proteins and 3 Dairies
Day Seven-
  • Breakfast- Oatmeal ($.08), apple ($.33), banana ($.14) and cup of milk ($.16)= $.71
  • Lunch- Cold Lentil Salad (2 servings lentils, 1 serving each carrots, onions, fresh tomatoes and spinach=$1.02) and 2 serving of toast ($.12)= $1.14
  • Dinner- Pasta and sauce (2 servings pasta, 1 serving canned tomato, carrots, onions and frozen veggies= $.95), cheese ($.24) and salad (1 serving each- spinach, tomato, carrot and egg= $.67)= $1.86
  • Snack- Yogurt ($.50), peanut butter ($.15) and grapes ($.20)= $.85
  • Total- $.71+$1.14+$1.86+$.85= $4.56
  • Total- 3 Fruits, 11 Veggies, 5 Grains, 4 Proteins and 3 Dairies 
  • USDA Goal Total- 3-4 Fruits, 4-6 Veggies, 5-6 Grains, 3 Proteins and 3 Dairies 
Total Price for the Week: $3.63+$3.77+$4.37+$4.98+$4.67+$3.95+$4.56= $29.93, $3.52 under budget!

As you can see, not all of the items in the shopping list are in the above menu. The menu is a suggestion and many of those items can be switched around. If you don't want black bean soup, then mix smaller quantities of several beans together and make chili. Add cumin and chili powder to make it taste southwestern or add curry powder to give it an eastern flavor. Make a veggie pizza or minestrone soup. Buy potatoes and make a potato soup or a vegetable soup. Make tortillas and refried beans and have some burritos. In my opinion, the variety is endless. Keep the kitchen staples handy so you can mix things up and make your own dressings or just make some homemade baked goods as a treat (breads, tortillas, cakes....). If you want to save some time, dig out your crock pot or find one on sale or at a salvage store- soups should be cooked for a long time when using dried beans. Everything requires a bit of effort and time, but I can guarantee you that your stomach (waist line) and wallet will thank you. I think it is an admirable quality to save money and to be a "health conscious" frugal shopper- whether by choice or out of necessity.
Tips
  1. Shop the sales and reduced products in the store.
  2. Buy staples in bulk (rice, flour, dry beans...), it's cheaper.
  3. If you want meat, buy it when it is on sale or close to expiration and freeze it. Remember what is considered a serving of meat.
  4. Avoid canned beans, they are overpriced in comparison to dried beans.
  5. Stock up on coupons for perishables...if an item goes on clearance to be sold before an expiration date- coupons+clearance price= Big Savings (bread, dairy and meat items can be frozen)
  6. Make your own bread and keep the above kitchen staples in stock. It's really easy to make a pizza crust for homemade pizza or naan for a vegetarian Indian soup.
  7. Make larger batches of soup so you have multiple servings. This saves time!
  8. Stock up on some affordable spices, this can give the same ingredients a different spin.
  9. Switch up fruit and veggie options by choosing what is on sale for around $1.00 or so a pound. There is always something on sale...peaches, pears, peppers, oranges- the list goes on. Several servings can be had out of a pound of fruits and veggies.
  10. DO NOT buy processed foods, they are expensive and are NUTRITIONAL GARBAGE.
  11. DO NOT purchase soft drinks/soda. If you want something besides water then buy a box of tea and treat yourself to a cup ($.01-$.02/cup).

Saturday, September 14, 2013

For the ladies out there- Guys that are grossed out, avert your eyes. Party in My Pants and Diva Cup!

I'm generally a prude and wouldn't post what I am about to share with everyone, but I feel that women out there trying to do things more naturally or women that are tired of throwing money every month to the big corporations should keep reading. Men that love their women and care about these things, I suggest you keep reading as well. Men from prior generations, those grossed out by the thought of blood or the mention of the words "period" or "that time of month" or "menstruation" or "feminine hygiene" please click away (or keep reading and your eyes may be opened).

I'm not going into graphic detail about anything, I would just like to highly recommend a couple of products that I have been using religiously since the Fall of 2010. I haven't received any of their products for free nor do they know I am recommending them. Those products are Party in my Pants cloth pads and the Diva Cup menstruation cup. I was at my wits end because I found pads and tampons to be uncomfortable and gross and a general pain to deal with. That was a bad thing because I was only 23 at the time and still had a long time for monthly bleeding ahead of me. I was annoyed by the fact the these products cost most women $5-$10 a month to use, add up to a lot of garbage in the landfill over the menstruating life of a woman and are generally uncomfortable to use and can be cumbersome and bulky.

With that said, I started to do some research and look into different options. The first reusable pads that I tried (GladRags), I thought were bulky and not 100% leak proof. They had additional liners that could be added to the pad to absorb more, but the backing was just cloth and if you have a heavy flow and are busy, leaking is a huge possibility. So I decided to keep looking. I came across Party in My Pants (AKA PIMP pads) and they are amazing. They are thin, soft, and have a backing that is leak proof. They also have multiple sizes and types of pads depending on your flow. I sing praises to the two sisters that invented these things. I've told a lot of women about them. I've found that those who are my mother's age are usually grossed out by them and remind them of pads from their time that they had to strap in with a harness or something like that. Women my age (mid-later twenties) are generally more accepting. I think since there is a lot of green washing in the environment now (that can be good and bad), a lot of people are trying to make better decisions and are considering the environment and waste that is produced from making decisions. Some people are grossed out by the fact that you have to wash the pads, I have no problem with that though. People with reusable baby diapers wash them all of the time, and I think washing poopie diapers is worse than washing something with blood trapped inside. If you don't want to wash them with your clothes, wash them separately. I think I can guarantee that you will be super happy with this product. I am!

The second product I would like to recommend is the Diva Cup menstruation cup. It's a silicone cup that you insert "kind of" like a tampon (no applicator- but technique is required) and it collects the blood. Changing the cup depends on your flow. You might have to change it every few hours or every 12 hours. When you have to empty the cup, the contents can be dumped into the toilet, the cup wiped or rinsed off and then reinserted. It took me a few tries to get it to go in easily and without pain (don't let that scare you off) but once I figured it out, it only takes a few seconds and is super comfortable. I am not able to feel it at all, which is something I am not able to say was true for me and tampons. I bought one of these for my friend before she moved to Ecuador in 2010 and she loves hers and uses her every month as well. I had another friend that just recently got married and wanted me to buy one for her shower gift. I didn't buy her one because that's not a fun personal shower gift, but I think she may have ended up purchasing one for herself. I am happy with the Diva Cup, but there are other brands out there as well. My sister in law thought the Diva Cup was uncomfortable (too long even after she cut the stem off) so she purchased a Lunette Cup and that works for her. I also talked her into using reusable pads as well and she is stocked up with PIMPs as well.

I use both of these items in tandem every month just to add extra protection. If I'm busy or not near a restroom I do not want any embarrassing leaking to occur. I'm not one of those women that worship this time of the month and think it is special. I still view it as an inconvenience as I did before. Now I just view it as a less costly less uncomfortable inconvenience. I've probably spent $180-$200 on reusable pads and the two Diva Cups since 2010 (I accidentally killed one when I was boiling it to sanitize it. When water runs out, silicone will eventually melt- whoops!). That cost divided over 3 years is $5.55 a month, but I plan on having all of these items at least 10 years if not longer ($1.67 a month). So the price is only going to go down the longer they are in use. Think of all the garbage that you are not making as well! Give it a thought and consider "investing" in reusable feminine hygiene products. Your wallet and the land fills will thank you! The big corporations on the other hand, may dislike you- but who cares?

Keeping in mind saving money, do a search before you buy the products below. I found the Diva Cup for around $22 rather than the $40 suggested retail price through Amazon and some vitamin website. I bought the pads from the manufacturer. Free shipping over a certain price point and a bulk discount as well. If you sign up for their emails, a few times a year they have additional discounts!

http://www.partypantspads.com/
http://divacup.com/